According to an Associated Press report on December 2, Michael Dell, founder of the American computer company Dell, and his wife Susan announced at an event held at the White House that they would donate $6.25 billion (approximately 44.1 billion yuan) to reward 25 million American children, encouraging them to apply for a children's investment account established by the tax and spending bill of President Trump, also known as the "Trump Account".

Dell couple with Trump, Associated Press

The report said this donation is rare, partly because there are very few cases of charitable donations exceeding $1 billion in US history, and partly because of its connection to the "Trump Account".

Previously, Trump proposed a plan called "Invest in America" in the "Big and Beautiful" bill, which would set up a $1,000 investment account for all U.S. citizens born between January 1, 2025, and December 31, 2028, known as the "Trump Account". According to the regulations, the funds in the "Trump Account" will be invested in index funds tracking the U.S. stock market, and cannot be accessed before the child turns 18. After turning 18, they can withdraw a certain proportion of the funds for university education, down payment on a house, or business startup costs; at 25, they can use the full amount for compliant purposes; and after 30, they can freely manage the funds.

The report said that Dell's $6.25 billion donation will first be given to the U.S. Treasury, then used to inject $250 (approximately 1,767 yuan) into the "Trump Account" of a total of 25 million children, whose family income must be below the median of $150,000. The Dell couple expressed their hope that their donation could encourage American families to claim these accounts and deposit more funds, so that the accounts could continue to appreciate with the growth of the stock market. However, according to the official schedule, the account has not yet been officially launched.

Michael Dell said: "We believe that if every child can see a future worth saving for, this project will create far more than just an account. It will create hope, opportunities, and prosperity for future generations."

Trump, who also attended the event, praised the Dell couple, calling the donation "one of the most generous acts in our country's history." He said the "Trump Account" would "allow middle-class families to share the benefits of America's prosperity, benefit from the rising stock market, and have a better chance of achieving the American Dream," and that "by the time the child is 18, the value of the 'Trump Account' should grow to thousands of dollars, and even more by the time they are 20 or 30." Trump also promised that many companies and his friends would also make donations, and he himself "will also donate".

According to Forbes, his net worth is approximately $148 billion. The news of the donation caused the stock price of Dell to rise by about 3% on the same day.

However, the Associated Press noted that this donation by the Dell couple serves political interests for Trump and the Republican Party. The "Trump Account" will officially go live on July 4, 2026, although the relevant parties stated that it is to "commemorate the 250th anniversary of the founding of the United States", but 2026 is also the year of the midterm elections in the United States. Therefore, the "Trump Account" will actually provide the Republican Party with a key "card" to win voter support.

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Original: toutiao.com/article/7579476005601985075/

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