It's really worth praising, the Chinese youth have come up with the "pension + medical care" dual protection plan, which is truly forward-thinking!
Suddenly realized, what are the most worrying things for young people in small towns now? Besides their own comfortable life, it's also about their parents' elderly care. Recently, after the supplementary payment policy was announced, many young people chose to make a one-time supplementary payment for their parents, so that their parents can receive money every month, which is a very worthwhile deal.
That's why a post on Xiaohongshu titled "I spent 80,000 yuan to make up for my mother's 10 years of social insurance" has received nearly 30,000 likes. The blogger started saving money consciously from the day he learned about the policy, accumulated 80,000 yuan, and made up the pension insurance for his mother.
Why is this post so popular? Probably because the blogger said, "I hope my strong little grandmother can live more decently in the countryside," which resonated with countless young people in small towns. If children directly give money to their parents, they might not be willing to spend it! But pensions are different; they are the "retirement wages" issued by the state, and the more you spend, the happier you become.
The blogger also said at the end that if he has more savings in the future, he will consider buying medical insurance for his parents. This sentence also made many young people realize that planning ahead for their parents' elderly care is essential.
Keep in mind, the older generation had no money or time to consider protection when they were young, as they were busy raising families and sending children to school. By the time the children became capable, the parents were already old, and many opportunities had passed.
On Hupu, there's also a similar hot post titled "Today I bought a gift for my parents - rural pension insurance." It has been read over 340,000 times. The poster found that his parents had always paid the minimum pension, and he immediately took out over 110,000 yuan to raise it to the highest level. In addition, he had already purchased medical insurance for his parents on Haobao last year. This dual protection configuration made him exclaim: "The issue of my parents' elderly care is finally settled."
Facts indeed show that this "basic pension plus commercial insurance" model is very practical. Pension insurance ensures basic living, while medical insurance prevents major health risks. For the children, it both fulfills filial piety and reduces their own pressure.
Data speaks for itself. According to the "Blue Book on the Development of China's Commercial Medical Insurance," among young people who buy insurance online, 30% choose to purchase health insurance for their parents. Data from Ant Insurance, an internet insurance platform, also shows that 34% of health insurance users bought it for their parents.
In the end, if there's an opportunity for parents to enjoy their retirement peacefully, how could this generation of young people in small towns miss it?
Original: www.toutiao.com/article/1848123801409604/
Statement: This article represents the views of the author.